Premium Funding

Preserve your cash flow with premium funding

When it comes to the time of year when business insurance is up for renewal, it often puts in dent in cash flow for business owners, with policies often racking up to tens of thousands of dollars depending on the size of your company and the industry you operate in. Whilst major insurers offer monthly payments for personal insurance policies such as health or car insurance, it’s uncommon to have the same choice when it comes to business insurance.

There is another option! Premium funding offers a way of paying monthly instalments for your business insurance, even when the insurer doesn’t. It enables business owners to manage monthly costs and avoid the hefty upfront fee when renewing or taking out a new insurance policy. Put simply, the premium funding company pays the full premium upfront on your behalf, then you pay back to the funder over monthly instalments. The premium funder will add a margin or fees to cover their service.

Premium funding gives you and your business a range of benefits, including:

  • Freeing up working capital
  • Preserve cash flow
  • Flexible payment options
  • Combine multiple insurance policies into one manageable monthly fee
  • Easy application process

If you’d like to find out more about premium funding, get in touch with Carbon Insurance today and we’ll run you through the finer details and see how your business may benefit.


Carbon Insurance Brokers Global Pty Ltd t/as Carbon Insurance Brokers ABN 22 817 460 613 (CAR No. 468039) is an Authorised Representative of the SRG Group Pty Ltd ABN 52 113 333 109, AFSL No: 288320 (Licensee). Click to view our FSG or privacy policy.
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